Safety and Soundness First: Proposed Federal Rule Changes to Bank Capital Requirements

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Diana was Chair and Moderator for a panel discussion of bank capital requirements at the ABA Business Law Section Annual Meeting.  The discussion focused on three rule proposals issued on March 19, 2026 that would significantly revise bank capital requirements, which are intended to protect bank depositors from losses and banks from failure.  The panel gave an introduction to bank capital requirements, reviewed the rule proposals, provided an overview of comments received, and discussed the impact on market participants, lending capacity, and the broader business environment.